Yvette Belisle
ALASKAN SPIRIT REALTY
Real Estate Brokers of Alaska
1577 C Street, Ste 101
Anchorage, AK 99501
Phone: (907) 868-2811
Fax: (888) 831-9620
yvette.belisle@gmail.com
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First Time Home
Buyer Resources
Quick Links....
How Much Home Can You Afford
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Who do you know that may want to buy these properties?
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**SOLD**
2221 Muldoon Rd, Sp 907
Anchorage, AK 99504
3 Bedroom
2 Full Bath
1,232 Sq ft
MLS# 11-15060
Price: $65,000.00
Mobile
Home in well maintained mobile home park; near mountains for great
mountain views; located in quiet cul-da-sac. Vaulted ceilings w/open
floor plan; wood laminate flooring; sit in dining area; lrg master
bedroom & private bath. |
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**REDUCED**
Spacious Townhome
2002 Parkview Circle
Wasilla, AK 99501
3 Bedroom
2.5 Full Bath
1712 Sq ft
MLS# 11-9519
Price: $239,900
Great
Townhouse with lots of open space. Cathedral ceilings, spacious
kitchen, sitting room off living, south facing fenced back yard. Large 2
car garage. Community Tennis Court, near parks and trails. Motivated
seller, priced to sell.
Must See!! |
| **REDUCED**
Build your own HOME
7536 E 4th Avenue
Anchorage, AK 99504
1.13 Acre Lot
Zoned for Single Family hm or up to 8 duplexes.
MLS #11-871
Price: $353,900
This lot is just waiting to be developed! Mature trees & landscaping. Electricity & gas ready to be hooked up.
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**JUST REDUCED!!** 
1341 E 70th Ave
Anchorage, AK 99518
MLS #11-3632
Price: $650,000
7 stalls w/ 2 hydraulic lifts; front office space; upstairs loft overseeing shop; 2nd loft w/ kitchenette & bath. Optional Owner Financing. |
**Vacant Commercial Lot **
1321 E 70th Ave
Anchorage, AK 99518
MLS#11-3633
Price: $255,000
Vacant lot in great location. Currently used as storage area. Optional Owner Financing. |
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Greetings,
We're well on our way into the new year and there are so many things in
store for 2012. Our economy is slowly making a recovery and Alaska is
predicted slightly to increase as well. The Anchorage Economic
Development Corporation (AEDC) predicts additional job growth with about
1,500 new jobs added over the course of the year.( AEDC, 2012)
In the Real Estate Market, we had a slight decrease in residential home
values in 2011 from 2010, just little over a 2% change with an average
residential home price of $322,213. Experts are predicting that 2012
will increase slightly as our economy continues to recovers. In December
2011 the average residential home price was $308,954, in January 2012
the average residential home price increased to $316,928, showing a
slight 1% increase. Alaska has shown to be unique in every way and the
same holds true for it's real estate market. ( alaskarealestate.com, 2012)
Interest
rates are still at an all time low and have dropped in the past week.
First Time Home buyer & VA tax exempt interest rates dropped to a
low 3.37%!! Now is the time to buy while prices are low. Do you know how
much more you could save over a 30 year loan?( AHFC.us, 2/17/2012)
If
you're thinking of buying or selling a home, please feel free to
contact me. I would be happy to guide you though the process of buying
your new home or selling your current home. If you know of someone who
may also be thinking of buying or selling, I'd be happy to contact them
in your behalf.
I
hope you enjoy this months newsletter as 2012 is off to a great
start. I appreciate you allowing me to stay in touch and keep you
informed about today's ever changing real estate market. If you have
any questions about real estate, please do not hesitate to give me a
call.
Sincerely,
Yvette Belisle
Alaskan Spirit Realty
yvette.belisle@gmail.com
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February 2012 Market Update
2012
is off to a promising start. Mortgage rates continue to drop and have
remained under 4% for nearly two months. Home sales are strengthening
and pending home sales, a measure to gauge future sales, are at their
highest levels since March 2010. Job growth has been increasing for
most of 2011, with unemployment dropping to 8.4%. Read more.....
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When
buying a home you're bound to encounter some things that you don't
know anything about. They are things that outside of the home buying
process you won't ever run into. And since the average home buyer only
goes through this process a few times in his or her lifetime, it's
understandable that these things would be unfamiliar. A couple of items
that seem to be perplexing are title insurance and the property survey,
specifically how easements are represented.
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The Importance of Choosing a Knowledgeable Real Estate Agent
With
so much information available directly to home buyers and sellers, why
is it still important to choose a knowledgeable real estate agent? Read more...
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Mortgage Delinquencies Decline
The mortgage meltdown that began five years ago appears to be
reversing course as the percentage of loans that fell into delinquency
slowly returned to normal rates and fewer loans fell into foreclosure. Read more....
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Average 30 Year Fixed Rate Mortgage Unchanged
In Freddie Mac's results of its Primary Mortgage Market Survey®, the
average fixed mortgage rates remained unchanged amid mixed consumer
sentiment data. Read more...
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Calculate Your Income vs. Debt
Most lenders don't want you to take out a loan that will overload your ability to repay. As
you think about applying for a home loan, you need to consider your
personal finances. How much you earn versus how much you owe will
likely determine how much a lender will allow you to borrow. Read more...
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Know Your Expenses Before You Buy
For
many, home ownership is still a dream. Moving from renting can seem
like it's an impossible mission. But if you plan ahead and carefully
budget, the goal of home ownership can be yours. When budgeting how
much home you can afford, it's important to understand and anticipate
the costs of owning and maintaining a home. Here are a few things that
some first-time buyers forget to include. Read more...
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This Month's Video
What Top Eco Friendly Features are buyers looking for?
Watch this months video and find out.
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| This Month in Real Estate |
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Interest Rates
Alaska Housing Finance Corporation
Interest Rate Summary - Single Family
Rates valid from 2/17/2012 to 2/17/2012
| Loan Programs | 30 Year | 15 Year |
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| Rural Housing* | 3.625 | 3.125 |
| Rural Non-Owner Occupied* | 3.625 | 3.125 |
| Tax-Exempt First-Time Homebuyer & Veterans Tax-Exempt** | 3.375 | 2.875 |
| Veterans Mortgage Program** | 3.625 | 3.125 |
| Taxable | 3.875 | 3.250 |
| Non-Conforming I | 4.125 | 3.500 |
| Non-Conforming II | 3.875 | 3.250 |
| Taxable First-Time Homebuyer | 3.750 | 3.125 |
*
Rural Housing and Rural Non-Owner Occupied Loan Programs - Interest
Rates are applied to the first $250,000 only. The balance is at the
Rural Rate plus 1%.
**
For a limited time, new purchases under the Tax-Exempt First-Time
Homebuyer, Veterans Tax-Exempt and Veterans Mortgage Programs will
receive these lower rates. Streamline Refinances under any of these
programs will receive rate +0.25%
Additional
rate reductions are available for low to moderate income borrowers and
for properties meeting energy efficiency criteria.
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Do you know someone who may be thinking about buying,
selling or investing in Real Estate?
I would be happy to assist them with their real estate needs.
Click Here to submit your referral online.
The best compliment you can give me is the referral of
your friends and family!
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